Paragon Bank adds £750 cashback and 3% fee to five-year fixes
Paragon Bank has introduced a £750 cashback incentive to all of its five-year fixed buy-to-let (BTL) mortgages. The post Paragon Bank adds £750 cashback and 3% fee to five-year fixes appeared first on...
View ArticleAtom Bank and TML drop rates – round-up
Atom Bank has reduced rates across its prime and near prime mortgage products by as much as 0.25%. The post Atom Bank and TML drop rates – round-up appeared first on Mortgage Solutions.
View ArticlePRA publishes Basel 3.1 statement with updated mortgage lending rules
The Prudential Regulation Authority (PRA) has issued a near-final policy statement on Basel 3.1 standards, which will affect how banks and building societies lend. The post PRA publishes Basel 3.1...
View ArticleMore rate cuts made at Nationwide, Virgin Money and Clydesdale Bank – round-up
Nationwide, Clydesdale Bank and Virgin Money have announced mortgage rate cuts, joining a raft of lenders who have made changes today. The post More rate cuts made at Nationwide, Virgin Money and...
View ArticleSqueezed supply sees 21 people competing for each rental property – Zoopla
A lack of supply means 21 people are bidding for each rental property and this is pushing rental prices up, a property listing firm said. The post Squeezed supply sees 21 people competing for each...
View ArticleWhy smaller providers will benefit from the big banks’ price war – Shaffi
August's cut in the Bank of England’s base rate was welcome news for those buying or refinancing property. The post Why smaller providers will benefit from the big banks’ price war – Shaffi appeared...
View ArticleMortgage price war to put pressure on lender margins – Bloomberg Intelligence
HSBC, Barclays, NatWest, and Lloyds are likely to face pressure on their net interest margins (NIMs) due to tightening mortgage spreads, a pricing study has suggested. The post Mortgage price war to...
View ArticleHSBC and TSB slash mortgage rates – round-up
HSBC has announced mortgage rate cuts of up to 0.15% for residential products and 0.17% for buy-to-let (BTL) deals. The post HSBC and TSB slash mortgage rates – round-up appeared first on Mortgage...
View ArticleFTB mortgage costs fall as rates continue to decline – Rightmove
The average monthly mortgage cost for a first-time buyer has decreased thanks to falling rates, data from a property listing firm found. The post FTB mortgage costs fall as rates continue to decline –...
View ArticleHow to tackle the protection conversation with remortgage clients – Green
For the past five years, we’ve conducted an annual Adviser Survey to understand how mortgage advisers approach general insurance (GI), its importance to their business, and what aspects they find...
View ArticleHomebuyers say UK property market is ‘complicated’ and ‘stressful’ – MFS
Homebuyers in the UK have described the property market as competitive and stressful, research from a lender found. The post Homebuyers say UK property market is ‘complicated’ and ‘stressful’ – MFS...
View ArticleTop 10 most read mortgage broker stories this week – 13/09/2024
Reports on the falling number of advisers in the sector and the reasons they might be leaving were among the most read mortgage broker stories this week. The post Top 10 most read mortgage broker...
View ArticleYBS Commercial hires two relationship directors
YBS Commercial Mortgages has appointed two relationship directors to its team. The post YBS Commercial hires two relationship directors appeared first on Mortgage Solutions.
View ArticleEditor’s picks for the week – 13/09/2024
Each week, the editorial team of Mortgage Solutions will select our highlights of the last seven days in our editor's picks. The post Editor’s picks for the week – 13/09/2024 appeared first on Mortgage...
View ArticleAsking prices tick up to £370,800 in September as confidence returns – Rightmove
The average asking price for a home coming to market came to £370,759 in September, with a monthly rise that was double the long-term average, a property listing site found. The post Asking prices tick...
View ArticleExclusive: Smartr365 upgrades API integration with Halifax
CRM platform provider Smartr365 has updated its API integration with Halifax for brokers submitting a decision in principle (DIP). The post Exclusive: Smartr365 upgrades API integration with Halifax...
View ArticleHodge lowers resi rates
Hodge has made reductions to rates across its 50+, retirement interest-only (RIO) and residential mortgage products of up to 0.35%. The post Hodge lowers resi rates appeared first on Mortgage Solutions.
View ArticleLandbay cuts buy-to-let rates by up to 0.2%
Landbay has made rate cuts across its buy-to-let mortgage range, with reductions of up to 0.2% applying to 51 products. The post Landbay cuts buy-to-let rates by up to 0.2% appeared first on Mortgage...
View ArticleMisleading language in later life lending – Diamond
In this welcome time of Consumer Duty, we must be especially careful about the language we use. The post Misleading language in later life lending – Diamond appeared first on Mortgage Solutions.
View ArticleI’m a clinical expert, here’s how to talk to clients about financial...
Financial vulnerability is as hot a topic as it’s ever been. The post I’m a clinical expert, here’s how to talk to clients about financial vulnerability – Yolland-Jones appeared first on Mortgage...
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